Protect your employees' families with affordable group life and accidental death & dismemberment (AD&D) coverage — built into your benefits plan, not sold separately.
Group life insurance pays a tax-free lump sum to an employee's beneficiaries if they pass away while covered under your plan. It's one of the most valued — and most affordable — benefits you can offer, often costing just a few dollars per employee per month.
Most plans bundle basic life insurance with AD&D coverage, which pays an additional benefit if an employee dies or is seriously injured in an accident. Many plans also let you add optional life insurance for employees who want higher coverage, and dependent life insurance to cover a spouse or children.
Coverage levels and options vary by carrier — here's what most Grande Prairie employers include in their group plan.
A flat amount or multiple of salary, paid out tax-free to the employee's beneficiary.
An additional benefit for accidental death or serious injury, usually matching the basic life amount.
Employee-paid top-up coverage for those who want more protection than the base plan provides.
Coverage for an employee's spouse and children, often bundled at a low flat rate.
Coverage up to a set limit with no medical questionnaire required for eligible employees.
Options for employees to convert or continue coverage if they leave the company.
A small monthly cost that makes a real difference for your team in Grande Prairie.
Life insurance is consistently ranked among the most valued benefits by Canadian employees — and it's inexpensive relative to its impact.
A tax-free payout can cover a mortgage, debts, or living expenses, giving employees real financial security.
Life insurance bundles cleanly with your other group benefits — one plan, one renewal, one point of contact.
Whether you have 3 employees or 300, coverage amounts and options can be tailored as your Grande Prairie business grows.
Tell us about your Grande Prairie business and we'll put together options that fit your team and budget.
✉ alfredo@aitrustadvisory.ca🌐 aitrustadvisory.ca